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Snowball vs avalanche method what actually works

I'm sitting here with about $8,000 spread across three different credit cards and I'm feeling pretty overwhelmed. I keep seeing people talk about the snowball method where you knock out the smallest balance first, or the avalanche method where you go after the highest interest rate first. I'm curious which approach actually worked for people who have been in my shoes. Did one method feel easier to stick with than the other?
L Latoya April 5, 2026

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