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Does checking your credit score actually lower it

I've been too afraid to look at my credit score because someone told me that checking it actually makes it go down. Is that really true or just something people say? I really want to start fixing my credit, but I have no idea how good or bad it is right now. It's hard to make a plan when you don't even know where you're starting from.
A Amber April 3, 2026

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